Our personal loans offer an excellent opportunity to finance big expenses at our lowest interest rates.
Use a personal loan to fund your unique needs, including:
We offer a variety of term lengths and interest rates, and you can pay the loan off before the end of your term with no penalty. Personal loans offer the stability of a fixed rate and fixed monthly payment.
Personal Loans: Available for any purpose. No collateral is required; qualifying applicants can borrow on the strength of their signature alone.
Line of Credit: The Line of Credit is an open-ended loan associated with the checking account and used primarily for overdraft protection, although it may be used for any purpose.
Share Secured & Share Certificate Secured*: You may borrow from the Credit Union at preferred rates by using your Share Account or Share Certificate Account (excluding Individual Retirement Accounts) as collateral.
With interest rates at historical lows, it may make sense to consolidate some of your credit card and other personal debt into a new consolidated loan, typically a home-equity loan. Consolidation loans can significantly reduce your required monthly payment because they are generally amortized over 10 or 15 years. Use this debt consolidation calculator to determine how quickly you could get out of debt and how much interest you might save
* The APR for Share-Secured Variable Loans will be the dividend rate being paid on the BFSFCU Savings Account in accordance with the Index plus a Margin (currently 2.00%). The rate is subject to change every six (6) months thereafter on the anniversary of the open date; the Change Date.